From builders and bricklayers to painters, plumbers, plasterers, electricians and landscape gardeners we can provide comprehensive insurance cover at a competitive price. At NMJ we have been arranging tradesman’s liability insurance for more than 40 years, which means that we can provide you with competitive products, whatever trade you’re in.
Tradesman insurance varies from trade to trade, although most include cover for public and employers liability:
Public Liability Insurance: As a tradesman, you are likely to be in contact with the public on a daily basis. Tradesman’s liability insurance is designed to cover claims made against you as a result of damage or injury to a third party, and most of our policies also include Product Liability Insurance as standard.
Employers Liability Insurance: If you have anyone working for you (even temporarily) the law states you must have employers’ liability insurance. Our policies provide up to £10,000,000 of cover for both permanent and temporary employees.
Tradesman’s Liability insurance can be extended to include Tools, Materials and Equipment. This provides 24-hour cover against theft or malicious damage and includes provision for the plant.
However, if you prefer you can get in touch with a member of our team to discuss your trademen requirements via our contact us form or visit us at your closest branch.